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Loan officers will study the proposals submitted for loans and decide whether to accept them or to reject them. They need to understand accounting and finance in order to study the financial statements.
They must be good communicators since they regularly interact with clients.
They need to fully aware of all the services offered by the bank as well as all the Governmental regulations.
KEY SKILLS REQUIRED:
STRONG COMPREHENSION SKILLS - Verbal Reasoning
COMMUNICATION - Verbal Ability
STRONG NUMERIC ABILITY - Qunatitative Aptitude
ANALYTICAL ABILTY - Qunatitative Aptitude
FINANCE AND ACCOUNTING KNOWLEDGE
CRITICAL THINKING - Logical Reasoning
VERBAL ABILITY
Verbal ability is essential because grammar and vocabulary is a prerequisite for good spoken and written English.
VERBAL REASONING
Reading comprehension indicates ability to comprehend and reason with the concepts in a written page.
QUANTITATIVE APTITUDE
Quantitative ability will indicate analytical thinking and problem solving ability.
LOGICAL REASONING
Logical Reasoning is assessed through
• Statement/Conclusion
• Cause /Effect and
• Statement/Fact questions
These questions will indicate the quality of deductive reasoning and inductive reasoning which contribute to Critical thinking ability.
ABSTRACT REASONING
Abstract reasoning will indicate the ability to think clearly, identify logical patterns, learn new skills and solve complex problems. It is an indicator of fluid intelligence and shows an ability to strategize.
